Guides to household money.
Written for the moment you start sharing a home and the bills that come with it, with the numbers worked through for couples and housemates.
All guides
How couples budget together
Start with one honest conversation, then keep the budget alive with ten minutes together every Sunday.Splitting bills as a couple
One household's shared bills split half each, by income and a mix of both, so you can see what each partner keeps.Joint or separate accounts?
One shared pot, two separate ones, or a joint account plus one each. Who each setup suits and how to run the hybrid.Budgeting without bank sync
A household budget kept from statements you download yourself, in one short session a month, with no bank login.How budgeting actually works
What an envelope is, how to choose between zero-based, 50/30/20 and custom, and how to set amounts you will keep to.