Honeydue shows you each other's accounts. Mitten gives you one budget.

Upload the statement your bank already gives you. Penny names and sorts every line, and the two of you plan the month from the same numbers, with envelopes and a way out of debt. No bank linking, and room for up to five people at home.

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An example statement, read by Penny for Maya and Leo. The line AMZN MKTP US*2K4L91 becomes Amazon, 37 dollars 99, which Penny suggests moving from Other to Shopping at 92 percent confidence, with a confirm waiting beside it. TRADER JOE S #552 becomes Trader Joe's under Groceries, and COMCAST CABLE COMM 0519 becomes Comcast under Phone and Internet.

Five reasons couples pick Mitten over Honeydue.

  1. A budget the two of you plan together.

    Mitten's setup starts each envelope from what you really spent in past months, split zero-based, 50/30/20 or your own way. Each envelope shows what is left, next to the days left in the month, so ‘can we do dinner out on Friday?’ has an answer on either phone.

    Honeydue: You set a monthly spending limit per category, and it notifies you at 75% of it by default and when you go over.

  2. A plan out of debt, with a date on it.

    When your first statement comes in, Penny points out the card and loan payments she sees and asks which ones are debts. Add the balance and the rate, and Mitten lays out an avalanche or snowball order and the month you would be debt-free, the same plan on both your phones.

  3. Your bank login stays yours.

    Mitten never connects to a bank and never asks for a bank password. You choose which statements to upload, so the household sees exactly the accounts you have agreed to share.

    Honeydue: Accounts link to your bank, with manual accounts for cash.

  4. It works wherever you bank.

    There is no list of supported banks to check first. A couple in Paris or Perth gets the same Mitten as one in Portland, and spending in another currency is converted into your household's currency at that day's rate.

    Honeydue: Supports over 20,000 financial institutions across five countries, by its own count, and shows money in USD, CAD, GBP or EUR.

  5. Penny names and sorts every line.

    ‘AMZN MKTP US*2K4L91’ becomes Amazon, filed under Shopping. Penny asks about anything she isn't sure of, and either of you can edit or delete a line.

Mitten is $12 a month or $89 a year for the whole household, up to five people. Honeydue is free, and asks for an optional tip of $1 to $10 a month. Split between two of you, the yearly plan comes to $3.71 a month each, with the budget, the debt plan and Penny included.

What the plan includes

Mitten and Honeydue, row by row.

Price

Mitten

$12 a month or $89 a year, for up to five people

Honeydue

Free, with no features behind a paywall, and an optional monthly tip of $1 to $10
How transactions get in

Mitten

Upload a PDF or CSV statement. Penny names each line and suggests a category, and asks about the ones she is unsure of.

Honeydue

From linked bank accounts, plus manual accounts you add transactions to
Bank login needed

Mitten

Never. Mitten has no bank connection.

Honeydue

For linked accounts. Manual accounts work without one.
Banks and countries

Mitten

Any country, with no list of supported banks

Honeydue

Over 20,000 institutions across five countries, by its own count
People

Mitten

Up to five, each with their own login, in one shared household

Honeydue

You and your partner
What each person sees

Mitten

One shared ledger. You choose which statements go in.

Honeydue

Set per account: balances and transactions, balances only, or nothing. Single transactions can be hidden.
Budgeting

Mitten

Envelopes started from your past months, zero-based, 50/30/20 or your own split

Honeydue

A monthly limit per category, with alerts at 75% by default and when you go over
Bill reminders and chat

Mitten

Not in Mitten. It keeps to the ledger, the budget and the debt plan.

Honeydue

Bill reminders for either partner, and reactions and questions on a purchase

What couples ask before switching.

Is Honeydue free?
Its help center says it is free for everybody, with no features behind a paywall, and an optional monthly tip of $1 to $10. Mitten is a paid plan after a 14-day free trial that needs no card, priced for the whole household rather than per person.
Can we keep some accounts private in Mitten?
Upload the statements you share and leave the rest out. Mitten is one household ledger, so what goes in is what you have agreed to look at together. Our guide to joint and separate accounts covers where couples usually draw that line.
Is there a Mitten app for our phones?
Mitten runs in the browser on any phone, built for the small screen first, so there is nothing to install. Our guide to budgeting as a couple has the weekly check-in that makes it stick.

Plan next month together.

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